This is incorrect. 1 zGold does not equal $1 USD. Also, you have 30 days to CLAIM your zSilver when you earn them. Once you claim them (by clicking the claim button), you have one year (12 months) to redeem them. There is a difference. Let's say you spent 10 zGold. You will be awarded 10 zSilver. You have 30 days to claim the zSilver. Once you claim them, you have 12 months to use them. If you do not claim the 10 zSilver within 30 days, they will no longer be available to claim. Most people claim their zSilver right away, all we did was apply a 30 day time limit to click the claim button. Imagine that zSilver came in actual coins. And every time you spent zGold, zSilver would be awarded to you, but it didn't go directly to you. You would have to pick it up (CLAIM) from the vault yourself. You have 30 days to pick up the zSilver (CLAIM) or else they get sent back to us. You have to actually go and pick them up (CLAIM). After you pick them up (CLAIM), you have one year (12 months) to spend it (REDEEM). This is just an example to help illustrate. We don't actually offer zSilver in physical real-life coins because that would require a very big piggy bank and what a mess that would be when it came time to crack that bad boy open.